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Insurances

Insurances

Don't forget, some types of insurances are compulsory with your mortgage, you have to have them, ask for more information about what you need if you're unsure. 

Buildings Insurance

Could you afford to repair or rebuild your home in the event of significant damage?

For most of us the answer is no, which is why everyone should have buildings insurance which will cover these costs. Its also a compulsory requirement when applying for a mortgage that buildings cover is in place.

Contents Insurance

Home contents insurance provides cover for damage, loss or theft of your personal home possessions. It can also cover you if you take certain possessions away from the home, for example on holiday.

Landlord Insurance

Standard home insurance policies may not provide appropriate cover to a Buy to Let landlord so a specialist landlord’s insurance policy could be required. Should the property be rented out as furnished it is also worth covering the contents provided to the tenant.
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